Online · checked 9 November 2026
Revolut
Facts, not recommendations. We aren’t paid by any bank and we don’t rank by who pays us. Rates and offers change often — checked 9 November 2026. Always read the provider’s terms before you open or switch an account.
Switching bonus
Revolut isn’t in Which?’s November 2026 list of switching offers.
TL;DRNo cash for switching here — it competes on rates and features instead.
| Type | Online |
| Part of | Revolut Bank UK |
| Current account fee | Free plan; paid plans £16.99–£60/month for these rates |
| FSCS protection | Up to £120,000 per person, per banking licence |
Quick answers
What savings rate does Revolut pay?
Revolut’s Instant Access Savings: 3.40% AER on the Metal plan (£16.99 a month) and 4.00% on Ultra (£60 a month), per Moneyfacts on 6 November 2026. Revolut became a fully licensed UK bank in March 2026; check that your specific account is FSCS-protected.
Is my money safe with Revolut?
UK deposits at a bank or building society with a UK licence are protected by the FSCS up to £120,000 per person, per licence. Revolut is part of Revolut Bank UK. Check that your specific Revolut account is FSCS-protected.
Does Revolut pay you to switch?
Not in Which?’s November 2026 list of switching offers.
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- Moneyfacts — Easy access savings accounts — rates at 6 November 2026
- DepositScout — Revolut gets its full UK banking licence — 13 March 2026
- Bank of England — FSCS deposit limit increased to £120,000 — from 1 December 2025