Start Something
Got an idea? Start small.
The money side of starting a side hustle or business, in plain English — what it costs, what to charge, and what to tell HMRC.
CalculatorWhat will it cost to start?
A startup checklist, plus repayments on a 6% Start Up Loan.
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CalculatorWhat should I charge?
The hourly rate you need to hit your take-home after tax.
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CalculatorSide hustle tax
What you keep from side income on top of your job.
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ExplainerSole trader or limited company?
Cost, tax, paperwork and risk side by side.
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ExplainerSelling on Vinted and eBay
What the HMRC reporting rules actually mean.
Open£0to register as a sole trader. Most side hustles start this way.GOV.UK
£1,000a year of trading income is tax-free under the trading allowance.GOV.UK
6%fixed interest on government-backed Start Up Loans of £500–£25,000, repaid over 1–5 years, with 12 months of free mentoring.British Business Bank
TL;DRStarting something is cheaper than most people think. Keep your costs low, track every sale, and tell HMRC once you make over £1,000 a year.
Receipts · checked 9 November 2026
- GOV.UK — Set up as a sole trader
- GOV.UK — Tax-free allowances on property and trading income
- British Business Bank — Start Up Loan — £500–£25,000 at 6% fixed
- GOV.UK — Companies House fees — £100 to incorporate online