Planner

Money pots

Big costs, split into small weekly amounts. Tap a pot to change it.

TL;DRDivide each big cost by the weeks left. Small weekly amounts now beat a big bill all at once.

All pots, each week—

About — a month

Ways to save, no lectures

  1. 1Pay your pots first. A standing order on payday moves the money before you see it.
  2. 2Use separate pots or spaces. Many bank apps let you split savings by goal for free.
  3. 3Know your contract end dates. Phone, broadband and insurance often cost more once the deal ends.
  4. 4Check recurring payments. Scan a month of your statement for subscriptions you’ve stopped using.
  5. 5Try a 24-hour pause. Wait a day before non-essential buys over a set amount.
  6. 6Batch cook. Cooking once for several meals cuts both food and energy costs.
  7. 7Buy, sell and swap second-hand. Especially things you use briefly, like baby gear or one-off outfits.
  8. 8Check what you’re entitled to. GOV.UK links to free, independent benefits calculators.

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